FHA – Well and Septic – What is the expiration time frame for a Well and Septic inspection?

Answer: The reports would be good for 120 days unless the local authority with jurisdiction declares a shorter period of validity. Reference: 4000.1, II, A, 1, a, i (A) General Requirements (1) Maximum Age of Mortgage Documents (a) General Document Age: Documents used in the origination and underwriting of a Mortgage may not be more than 120 Days old at the Disbursement [...]