FHA & VA Property Conditions: Is there a list of Standard Property Conditions for FHA and VA? [New Checklist-FHA Property Condition Screening Checklist-New Checklist & VA Property Condition Screening Checklist]

Answer: FHA and VA do not provide a list per se.  However, they provide guidance on Minimum Property Requirements and Standards and offer information on repair items that could be considered cosmetic and not require repairs.  Ultimately the lender decides what repairs are required based on the appraiser reports in the appraisal and the FHA/VA guidelines. [...]