Universal Topics

Life Happens!  Anyone can run into a problem that just wrecks their credit.  Lenders look at the reasons why, and one of those is called “extenuating circumstances”.  So if you’ve had a bad divorce, medical issue or loss of job that caused a “blip” in your credit history, PM me and let’s discuss it!

Related Article Title:  NEW Extenuating Circumstances – All Agency Comparison Chart Written by: Tracey Rumsey, Staff Writer Life happens, Sometimes Life Throws a Curve Ball & Disrupts a Client’s Credit History! Read this article and check out our new chart to be the hero to more clients. Interpretive Comments: Borrowers who have had more recent [...]

2019-06-07T09:52:07-05:00June 10th, 2019|Social Media Posts, Universal Topics|

Did you know that many mortgage loan programs will not count a business debt that is guaranteed by the business owner IF we can show that the business pays the debt and that the business can sustain the debt? Contact me with your details and I’ll help you figure that out.

Related Article Title: Mortgage Currentcy™ Releases 3 NEW Reference Charts – NEW Rental Income Requirements – All Agencies, NEW – Business Debt in Borrower’s Name – All Agencies, NEW FHA Manual Underwriting Guidelines PLUS Some Need-to-Know Info and Updates! Written By: Tammy Butler, Publisher, Mortgage Currentcy™ How and Why We Add Charts and Checklists Mortgage [...]

2019-01-09T17:36:15-05:00January 9th, 2019|Social Media Posts, Universal Topics|

Software that underwrites a loan is not always right, and we know that. When this happens, we take the time to underwrite the loan “manually”. This means a real person looks at and considers your loan before a decision is made. So, if you were turned down for a loan elsewhere, give me a call and let’s see if together we can make your dream of homeownership happen!

Related Article Title: Mortgage Currentcy™ Releases 3 NEW Reference Charts – NEW Rental Income Requirements – All Agencies, NEW – Business Debt in Borrower’s Name – All Agencies, NEW FHA Manual Underwriting Guidelines PLUS Some Need-to-Know Info and Updates! Written By: Tammy Butler, Publisher, Mortgage Currentcy™ How and Why We Add Charts and Checklists Mortgage [...]

2019-01-09T17:34:10-05:00January 9th, 2019|Social Media Posts, Universal Topics|

If you have rental property or are considering moving and renting out your current property, it is important to understand how lenders view rental income. Before you start looking for a new home, investment property or refinance, contact me for the answers.

Related Article Title: Mortgage Currentcy™ Releases 3 NEW Reference Charts – NEW Rental Income Requirements – All Agencies, NEW – Business Debt in Borrower’s Name – All Agencies, NEW FHA Manual Underwriting Guidelines PLUS Some Need-to-Know Info and Updates! Written By: Tammy Butler, Publisher, Mortgage Currentcy™ How and Why We Add Charts and Checklists Mortgage [...]

2019-01-09T17:31:50-05:00January 9th, 2019|Social Media Posts, Universal Topics|

More and more people are becoming self-employed. As a person builds their company, they may need to take on debt and personally guarantee that debt. We have the information you need as to how this may or may not affect a new home purchase or refinance, so contact us first!

Related Article Title: Mortgage Currentcy™ Releases 3 NEW Reference Charts – NEW Rental Income Requirements – All Agencies, NEW – Business Debt in Borrower’s Name – All Agencies, NEW FHA Manual Underwriting Guidelines PLUS Some Need-to-Know Info and Updates! Written By: Tammy Butler, Publisher, Mortgage Currentcy™ How and Why We Add Charts and Checklists Mortgage [...]

2019-01-09T17:29:44-05:00January 9th, 2019|Social Media Posts, Universal Topics|