Fannie Mae & Freddie Mac-Student Loan Payment Calculation: How do I calculate a student loan payment that shows $0 and is in deferment? [Student Loan Chart]

Updated Chart on 5/9/2018 – Student Loan Chart/Checklist- FHA/VA/USDA/Conventional Comparison Answer: Both agencies require 1% for deferred student loans.  See excerpts from selling guides below for both Fannie Mae and Freddie Mac.  Also, we have a very useful and handy chart on the website for Student Loan repayment requirements for all agencies, including FHA/VA and [...]