Fannie Mae & Freddie Mac – Accessory Unit Rental Income: Can we use income from a detached Accessory Unit on a single-family home?

Answer: This could only be done on a Fannie Mae HomeReady® product or the Freddie Mac HomePossible® product, but it is not acceptable for any other program offered by Fannie Mae or Freddie Mac. Excerpts below from Fannie and Freddie selling guide. Reference: Fannie Mae B5-6-03, HomeReady Mortgage Underwriting Methods and Requirements (04/03/2019) Rental Income [...]