FHA – Related Realtor Providing Down payment: Will FHA allow a gift of commission from a “family member” who is a real estate agent?

Answer: Yes.  FHA does allow a family member to gift their commission to the buyer.  See the full guideline below. Reference: 4000.1 II.A.4.d.iii.(Q) or II.A.5.c.iii.(Q)  Real Estate Commission from Sale of Subject Property refers to the Borrower’s (i.e., buyer’s) portion of a real estate commission earned from the sale of the property being purchased.  Mortgagees [...]