Regulation Z

CFPB- Truth in Lending (Reg Z) – Annual Threshold Adjustments for HOEPA and Qualified Mortgages

Written By: Tammy Butler, Master CMB Annual Thresholds for Qualified Mortgages have been issued by the CFPB. Rule Synopsis: The Bureau is required to calculate annually the dollar amounts for several provisions in Regulation Z; this final rule reviews the dollar amounts for provisions implementing TILA and amendments to TILA, including the Home Ownership and [...]

2019-08-09T13:30:25-05:00August 12th, 2019|

CFPB – Consumer Financial Protection Bureau Releases Final TILA-RESPA Rule – Dated April 26, 2018 – Effective June 1, 2018

By: Lloyd Rutherford, Staff Writer Lenders and consumers have struggled hard with the 4-day waiting period required for the closing disclosure.  Read through this update to find out what is changing and how it will affect your practices. Rule Synopsis: Consumer Financial Protection Bureau releases notice of final rule for TILA-RESPA. Changes are related to [...]

2018-05-29T16:50:56-05:00May 9th, 2018|