About Us

MortgageCurrentcy.com is the only mortgage rules and regulation publication of its kind.

The website was launched January 2008, at the start of the mortgage crisis and during the time when all the mortgage rules and compliance rules were changing every hour on the hour.

It was also founded on the premise that the other mortgage rule and reg websites were too complicated to use. Too technical. And all they did was re-publish what the agencies posts on their websites.

Mortgage Currentcy is unique because each change is dissected, broken down into easy-to-read bullet points and "interpreted" in plain language on how it actually affects your files and how to comply with CFPB and other government agencies.

It is designed keep loan officers, processors, and underwriters current on the ever-changing regulations and guidelines for FHA, VA, Fannie Mae, Freddie Mac, USDA, NMLS, CFPB and other regulatory agencies. The advisor board are known experts in their genre, including the rules, the underwriting guidelines, and the regulatory technicalities that make loans work.

Karen Deis had been in the mortgage business since 1972 and left the industry in 2000 to focus on helping loan originators and company owners increase their business and close more loans.

Other websites include: