Mortgage Talking Points(tm)

Applies to All

Mortgage Talking Points^TM - $7500 First Time Homebuyer Income Tax Credit - Great Marketing Tool. (Flyer/Email Notice)
- Highlights - Who Qualifies
- Who Doesn't Qualify
- Definitions Interpreted
- How the $7,500 tax credit can work to pay back the loan.

Mortgage Talking Points^TM - New Conforming Loan Limits - Act Now Before They Change.(Flyer/Email Notice)
- General Loan Limits Effective 1-1-2009.
- High-Cost Loan Limits Effective 1-1-2009.
- Formula for figuring loan limits.

FHA

Mortgage Talking Points^TM – The Second Time Around
- Situations that allow clients to have more than one FHA mortgage
- Do they have to qualify for two mortgages? Not always.

Mortgage Talking Points^TM - 5.5 FHA Myths and 4.5 Quick Secrets (Flyer/Email Notice)
- FHA Myths
- Loan Comparison Chart
- FHA Secrets
Mortgage Talking Points^TM - FHA - Loans From Immediate Family. (Flyer/Email Notice)
- FHA loans OK from immediate family members.
- How to structure the loan to a relative.
- What documents are required?

Fannie/Freddie

Mortgage Talking Points^TM - What Are The New Rules When a Client Buys a Home & Current Home is Not Sold or Not Going to Be Sold? (Flyer/Email Notice)
- New Fannie Mae Rules
- Current Home Pending Sale
- Existing Home Coverts to Second Home
- Existing Home Converts to Rental Property
Mortgage Talking Points^TM - Temporary Interest Rate Buydowns: How to Use to Sell OR to Purchase a Home (Flyer/Email Notice)
- Why use temporary interest rate buydowns?
- How it works - Conventional financing.
- Examples
Mortgage Talking Points^TM - How Seller Seconds Can Help Your Listings Sell Quicker and How You Can Qualify More Buyers (Flyer/Email Notice)
- How to put together a seller-second transaction.
- What info needs to be part of the 2nd mortgage document.
- Detailed examples of payment comparisons.