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About Us
MortgageCurrentcy.com is the only mortgage rules and regulation publication of its kind.
This unique and invaluable publication presents not only the factual industry updates as they occur; it
also offers expert's interpretive response to let you know exactly how the changes affect you and your real
life loans.
It was created to keep loan officers, processors, and underwriters current on the ever-changing
regulations and guidelines for FHA, VA, Fannie Mae, Freddie Mac, and other regulatory agencies. The authors are known experts on the rules,
the underwriting guidelines, and the regulatory technicalities that make loans work.
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Tracey Rumsey is a loan officer with SWBC Mortgage in Bountiful, Utah. She has over 11 years experience
with conventional, FHA, VA and Utah Housing lending. She is a member of the Utah Mortgage Lenders
Association (UMLA) and served as co-chair and chair for the UMLA Education Committee during 2006 and 2007.
She is also a licensed real estate and mortgage continuing education instructor. Her first book, "Saving
the Deal - How to Avoid Financing Fiascoes and Other Real Estate Deal Killers", AMACOM, New York, was
released January 2008.
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Tracey Rumsey
Tracey@MortgageCurrentcy.com
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Leslie Petersen is a nationally acclaimed trainer and author for the mortgage industry, having owned a mortgage
training company since 1992. She is known for her research and accuracy, and the ability to show loan
officers and processors everywhere how to make their loans work. She has been able to draw upon her more
than 30 years of mortgage experience to provide the most thorough mortgage training to more than 13,000
students around the nation.
In addition to her online and seminar-based training, she has been a featured
speaker for the National Association of Mortgage Brokers (NAMB), numerous State Mortgage Associations;
private mortgage clients; the Mortgage Speakers Bureau, and has spoken to and taught mortgage professionals
in over 24 states. She has also written a plethora of manuals and handbooks that are used nationwide by
underwriters and other mortgage professionals. For many years she wrote a processing and underwriting column
for Mortgage Originator Magazine. She continues to be a sought-after author for various national magazines
and newsletters.
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Leslie Petersen
Leslie@MortgageCurrentcy.com
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Dan Moralez
Dan Moralez has been in the mortgage industry since 1991. Dan is Senior Vice President — Regional Sales Manager
for First Place Bank. Dan oversees all lending, processing, underwriting and closing functions for the region.
He has previously been recognized multiple times by Mortgage Originator Magazine as one of the top 200 lenders in the
country and is consistently one of the top producing Mortgage Originators for Western Michigan. Dan has a diverse lending
background with experience in commercial, consumer and residential mortgage lending. Dan's experience covers everything
from vacant land and new construction financing to investment property, government, rehabilitation and asset secured
commercial lending.
As a student of the industry, he can be found reading guidelines in his free time for fun.
Dan is a self professed geek. In his free time you can find him building websites, writing a blog or two, hacking
his iPhone or producing a podcast with listeners from around the world.
On top of a busy work schedule, Dan and his wife work full time raising 5 challenging, yet beautiful and fun children. Dan and his family reside in Holland, Michigan just minutes from Lake Michigan.
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Dan Moralez
Dan@MortgageCurrentcy.com
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As a Mortgage Currency subscriber, you have access to a vast wealth of knowledge, which is
literally at your fingertips.
Articles are archived. Find the information you need with the handy "keyword search" feature.
Our goal is to help you to close one or two more loans per month by
showing you how to use the agency changes to make your loans work.
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