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Fannie Mae Articles from Q & A Issues:
- Fannie Mae Parents' Co-signer: Does Fannie Mae have a guideline where a borrower can purchase or refinance their retired parent(s) home as an owner-occupied transaction? - December 25, 2008
- Fannie Mae/Freddie Mac Short Sale: Can you confirm that all agencies look at short sales the same as a full foreclosure for credit worthiness & time line for a new purchase? - December 25, 2008
- Fannie Mae High Balance Loan Refi: Do Fannie & Freddie have different LTV requirements for high-balance, cash-out refinances? - December 25, 2008
- Fannie/Freddie Condos: An underwriter said that I have to wait 3 years after a condo conversion, to finance (or refinance) Fannie or Freddie. Why? - November 25, 2008
- Fannie Mae High Balance DTI: Does Fannie's new "High Balance" loan have the same maximum 45% DTI as the current conforming Jumbo? I have an approve/ineligible because of a 47% DTI that I'll hold until January if I can get it through then. - November 25, 2008
- Fannie Mae Community Seconds: What are Community Seconds to 105% LTV, and how do they work? - October 25, 2008
- Fannie Mae Construction-Perm Refinance: When can I consider a construction-to-perm a refinance? - October 25, 2008
- Fannie/Freddie Investment Property Loans: How do I finance investment properties with Fannie & Freddie? - October 25, 2008
- Fannie/Freddie Dropping Mortgage Insurance: Is it true that MI can be dropped as soon as the borrow is able to get a new appraisal, showing their LTV is at 80% or less? - October 25, 2008
- Fannie/Freddie Temporary Buydowns: Can I do buydowns on conventional loans? What are 3-2-1 or 2-1 buydowns, and how can I use them? (Mortgage Talking PointsTM Flyer Included) - October 25, 2008
- Fannie Mae/Freddie Mac Gift Funds: I have a borrower whose husband is not going to be on the loan, but all of the cash is in his name. I was told it is okay if he gifts a full 20% down payment, but then need a 95% loan. Is there anyway that I can make this work? - September 25, 2008
- Fannie Mae/Freddie Mac/FHA/VA 401K Loans: Does Fannie, Freddie and/or FHA/VA consider a loan from your own 401(k) as a debt and is it added as a liability to qualify? (Tax credit Talking Points Included) - September 25, 2008
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