Home Buyer Education for MyCommunityMortgage Borrowers MCM FirstTime and NonTraditional Credit Homebuyer Counseling Links to Resources Included — Fannie Mae Announcement 0825 Homebuyer Education and Counseling November 2008
	Fannie Mae Publishes a Summary and FAQs to Previous Announcements — Fannie Mae Announcement 0822 October 20 2008 Miscellaneous Eligibility Policy and Pricing Updates Summary and Frequently Asked Questions FAQs November 2008
	Planned Fee Increase Cancelled — Fannie Mae Announcement 0824 Updated Adverse Market Delivery Charge November 2008
	Why Loan Officers May Want to Use the New Fannie Mae Risk Assessment Worksheet BEFORE Sent to DU — Fannie Mae Develops Comprehensive Risk Assessment Worksheet for Manual Underwriting November 2008
	Fannie Mae High Cost Loans Phase Out of Temporary Jumbo to Permanent Loan Amount Status — Fannie Mae High Cost Loans Phase Out of Temporary Jumbo to Permanent Loan Amount Status November 2008
	Potpourri from Fannie Mae Further Reduced LTVs Investment Property Limitations Maximum Number of Loans Interest Only Loan Now DU — Announcement 0822 September 5 2008 October 2008
	Rules on Buying Another Home Without Selling Current Residence Reference Chart Mortgage Talking PointssupTMsup Flyer Included — Fannie Mae Announcement 0822 September 5 2008 October 2008
	Fannie Maes Convoluted Refinance Rules for Seasoning Title and Continuity of Obligation Reference Chart Included — Announcement 0822 September 5 2008 October 2008
	SellerSeconds with 5 Down and No MI Qualify More Buyers — Fannie Mae Selling Guide VII 10408 Announcements 0810 52308 0816 081108 September 2008
	Fannie Postpones LoanLevel Price Adjustments Its a Good Thing — Fannie Mae Announcement 0818R Reissue August 11 2008 September 2008
	QUESTION Mortgage Talking PointssupTMsup Flyer Included Use Temporary Buydowns to Sell Homes Qualify Buyers — Fannie Mae Freddie Mac September 2008
	Fannie Increases LLPA Fees Again Adverse Market Fee Doubles — Fannie Mae Announcement 0818 August 8 2008 August 2008
	Fannie Mae Freddie Mac Maximum Loan Limits 2009 and Beyond End of Year Decrease Mortgage Talking PointssupTMsup FlyerEmail Notice Included — HR3221ENR Sec1124 Conforming Loan Limits August 2008
	7500 Firsttime Homebuyer Income Tax Credit Great Marketing Tool for Mortgage Loans of all Types Mortgage Talking PointssupTMsup FlyerEmail Included — HR3221ENR Sec3011 Firsttime Homebuyer Credit August 2008
	Miscellaneous Updates InterestOnly ARMs New Median Income for MyCommunityMortgages 1008 Underwriting Transmittal — Fannie Mae Announcement 0813 June 13 2008 July 2008
	Prior Foreclosure Short Sale Bankruptcy DeedinLieu No longer are Fannie Mae Short Sales the same as Foreclosures — Fannie Mae Announcement 0816 June 25 2008 July 2008
	New Rules for Borrowers Who Dont Sell Current Home before Closing Includes Pending Sale Turning Residence into Second Home or Rental Property Can you count the rental income — Fannie Mae Announcement 0816 June 25 2008 July 2008
	DODU Update DU Underwrites Jumbo Conforming More Approvals Declining Market Message Gone Maximum LTV per National Down Payment Policy — DODU Release Notes June 16 2008 July 2008
	QUESTION Community Seconds to 105 LTV What They Are How They Work — Community Seconds 105 June 2008
	Expanded Fannie Mae Jumbos With Freddie Jumbo Comparisons — Fannie Mae Announcement 0811 May 16 2008 June 2008
	Declining Value Policy Withdrawn Replaced by National Down Payment Policy — Fannie Mae Announcement 0810 May 16 2008 June 2008
	DUDO Changes Everything Oh My Revised Underwriting Program Guidelines — Fannie Mae Announcement 0808 March 31 2008 May 2008
	Conforming Jumbo Rules Slightly Relaxed Clarified — Fannie Mae Announcement 0809 April 4 2008 May 2008
	Help for Clients Whose Mortgage is Past Due — HomeSaver Advance April 2008 May 2008
	QUESTION How do I Finance Investment Properties With Fannie Freddie Investment Property Loans The Rules for Structuring FNMA and FHLMC NonOwner Occupied Properties — Rules for FNMA and FHLMC Investor Loans May 2008
	QUESTION When Can I Consider a ConstructiontoPerm a Refinance Structuring Construction to Perm Purchase or Refinance How to Structure Permanent Financing for Newly Built Homes — Structuring Construction to Perm Fannie Mae Freddie Mac May 2008
	Updates on Credit Underwriting Rules Credit Scores Foreclosures Mortgage Delinquencies Authorized Credit Users NonTraditional Credit More — Fannie Mae Announcement 0808 March 31 2008 April 2008
	Fee Adjustments Again New Pricing for LTV FICO Cashout 2to4 Units — Announcement 0804 April 2008
	Conforming Jumbo Guidelines Compare to Freddie and FHA — Fannie Mae Announcement 0805 March 6 2008 April 2008
	Declining Market Exceptions and Clarifications — Fannie Mae Announcement 0806 March 24 2008 April 2008
	Jumbo Conforming Guidelines are Introduced — Announcement 0805 March 6 2008 March 2008
	Credit Repair Authorized Users No Longer Improve Credit Ratings — Fannie Mae Announcement 0801 January 31 2008 March 2008
	Condominium Warranties CMP Projects Condo Budgets HOA Fees Legal Requirements — Fannie Mae Announcement 0801 January 31 2008 March 2008
	Private Road Maintenance Agreements NOT Always Required — Fannie Mae Announcement 0801 January 31 2008 March 2008
	Acceptable Sources for Down Payment from IDA Accounts NonProfits Matching Funds — Fannie Mae Announcement 0801 January 31 2008 March 2008
	Streamlined Refinances No Qualifying No Verifying Cash Out Available — Fannie Mae Announcement 0724 December 7 2007 February 2008
	Beware All Who View Credit Reports are Identified Credit Report Charges Increase — Fannie Mae DO Bulletin 0801 January 2 2008 February 2008
	QUESTION When Can MI Be Dropped How to Drop Mortgage Insurance Download simplified chart — How to Drop Mortgage Insurance February 2008
	Trust Flood Insurance Canceling MI Escrow for weather or other reasons Short form appraisals — Fannie Mae Announcement 0725 December 5 2007 January 2008
	Third Party Incentives Financing Sales Concessions BuydownsDAP — Fannie Mae Announcement 0723 December 5 2007 January 2008
	No Cash Back on Purchases New Refinance Rules Who must be on title — Fannie Mae Announcement 0723 December 5 2007 January 2008
	How to Adjust Your Loan Limits in a Declining Market Effective January 15 2008 — Fannie Mae Announcement 0722 December 5 2007 January 2008
	Added 25 to Offset Adverse Marketing Conditions Effective March 1 2008 — Fannie Mae Announcement 0721 December 5 2007 January 2008