FHA Guidelines - Rules and Regulations

Mortgage Talking Points™

How to Figure out
Cash Flow for
Self-Employed Borrowers

FHA

FHA Articles

	FHA Maximum Mortgage Limits for 2009 More Complicated Than You Think — FHA Mortgagee Letter 200836
	Home Equity Conversion Mortgage HECM for Purchases Its About Time We Heard Something — FHA Mortgagee Letter 200833 October 20 2008
	QUESTION Are Multiple FHA Loans Allowed Yes Sometimes Download the Mortgage Talking Points FHA The Second Time Around — Question From a Subscriber
	HOPE for Homeowners Origination Guidance But Will it Help YOUR Clients — FHA Mortgagee Letter 200809 October 1 2008
	FHA Incorporates Desk Top Underwriting Its NOT as Automated as You Think What to Expect — Fannie Mae DU and Recent Government Loan Changes What to Expect
	QUESTION Top FHA Myths Little Known Quick Tips Mortgage Talking PointssupTMsup Included — Question from a Subscriber
	Reverse Mortgage Rules Changed to Comply with HR3221Sec 2122 — FHA Mortgagee Letter 200824 September 16 2008 HR3221Sec2122a9 Housing and Economic Recovery Act
	Do You Know When Rental Income Can Be Used for Qualifying on an FHA Loan Vacancy Chart Included — FHA Mortgagee Letter 200825 September 19 2008
	Rewritten Rule Changes FHAMIP NonOccupant CoBorrowers NonTraditional Credit Reference Charts Included — FHA Mortgagee Letter 200822 September 4 2008
	FHAs Hope for Homeowners Program Saves Homeowners from Foreclosure Or is FHASecure Better — HR3221ENR Division A Title IV HOPE FOR HOMEOWNERS
	FHA Announces Easier Condo Guidelines — HR3221 Sec 2117 Insurance of Condominiums Housing and Economic Recovery Act
	Finally Final Rule for FHA Mortgage Insurance Premiums UFMIP MIP Factors Calculations AFTER 10108 — HUD Federal Register Notice Docket No FR5171N03 8242008
	FHA Cash Investment Down Payment LTV Changing Refi LTVs Too Encourage Clients Act Now — FHA Mortgagee Letter 200823 June 11 2008
	FHA Maximum Loan Limits 2009 Beyond — HR3221ENR Sec2112MAXIMUM PRINCIPAL LOAN OBLIGATION
	What is FHAs New Down Payment and What About the CLTV — HR3221ENR Sec2113 CASH INVESTMENT REQUIREMENT 2112MAXIMUM PRINCIPAL LOAN OBLIGATION
	FHA CAIVRS Telephoned Access to be Discontinued — FHA Mortgagee Letter 200818
	The Inside Scoop on Whats Happening with FHA MIP ON HOLD — HR3221ENR Sec2133MORATORIUM ON IMPLEMENTATION OF RISKBASED PREMIUMS
	Seller Assisted Down Payment Assisted Programs Terminated Use Family Member Loans Mortgage Talking PointssupTMsup FlyerEmail Included — HR3221ENR Sec2113PROHIBITION OF SELLERFUNDED DOWN PAYMENT ASSISTANCE
	QUESTION How to Become an Approved FHA DE Underwriter Requirements of a DE Underwriter — pHow to Become an Approved FHA DE Underwriter Requirements of a DE Underwriter
	7500 Firsttime Homebuyer Income Tax Credit Great Marketing Tool for Mortgage Loans of all Types Mortgage Talking PointssupTMsup FlyerEmail Included — HR3221ENR Sec3011 Firsttime Homebuyer Credit
	The Final Word from HUD About NonFHA Approved Brokers — FHA Mortgagee Letter 200817 June 20 2008
	The Real Scoop on HUDs Flipping Rule 90 Day Holding Period Waivers — Waiver of Requirements of 24CFR 20338ab2 692008
	Now the Whole Story about FHA Risk Based Pricing MIP UFMIP LTV and Credit Scores Includes Great MIP Reference Chart — FHA Mortgagee Letter 200816 June 11 2008
	FHA Streamlined Refinances Revised MIP and UFMIP rules and Cant Streamline FHA Secure — FHA Mortgagee Letter 200816 June 11 2008
	Part Two FHA CashOut No CashOut Rate and Term Refinance Saga Continues — FHA 200813 May 7 2008
	FHA CashOut Refinance 95 LTV and 85 LTV Rules — Mortgagee Letter 200813 May 7 2008
	New MCAW Comes New FHAVA Addendum to 1003 and New Learning Curve — Mortgagee Letter 200815 May 22 2008
	FHA Secure SO Much More Includes Rule Changes for FHA ChasOut FHA No CashOut FHA Manual Underwriting — Mortgagee Letter 200813 May 7 2008
	Intro of Risk Based MIP and UFMIP Credit Scores and LTV Decide — Federal Register Vo 73 No 93 Tuesday May 13 2008 Notices
	Are There Loopholes for NonFHA Approved to Originate FHA To do HECM Loans — Mortgagee Letter 200814 May 16 2008
	HECM Reverse Mortgage Counseling Fee Allowed — Mortgagee Letter 200812 May 6 2008
	FHA No CashOut Refinance ConventionaltoFHA Gone How to Deal with Changes — Mortgagee Letter 200813 May 7 2008
	Good News FHA Finally Defines NonTraditional Credit Requirements — Mortgagee Letter 200811 4292008
	FHA Jumbo CashOut Refinance LTV ReducedTwo Appraisals in Declining Markets — Mortgagee Letter 200809 April 1 2008
	HECM Reverse Mortgages Offer Fixed Rate — FHA Mortgagee Letter 200808 March 282008
	QUESTION How to Use Payment Abatements to Sell Homes Include Seller Paid Interest as a Financing Concession — FHA Payment Abatements
	FHA Jumbos The Greatest Loan on Earth — Mortgagee Letter 200806 March 7 2008
	Door Opened for Non FHAApproved Brokers and Originators — FHA Policy Alert wwwfhagov Homepage
	Temporary FHA Loan Limit Increase — Mortgagee Letter 200806
	QUESTION FHA New Construction CondominiumsFHA Condo Approvals If you are involved in FHA New Construction Condos You MUST Read This — FHA New Construction Condominiums
	What is the 203K Streamlined all About and Why Should I Look Into Doing These Types of Loans Learn how a typical transaction works — Streamlined 203k the Greatest Thing Since Sliced Bread
	FHA Defines the Use of 1099s and W2s for Loan Originators font colorredLink to Reference Source for Prooffont — FHA Tip W2 or 1099
	How to Increase FHA Loan Limits in Your Area of the Country — Mortgagee Letter 200802 January 18 2008
	QUESTION Where can I find the changes in FHA mortgage insurance premiums that were supposed to take effect after the 1supstsup of the year — FHA Mortgage Insurance Premium Changes
	QUESTION Is it true that trying to get approved as a Government Lender is just not worth it — How to Get Approved to Originate FHA and VA Loans
	FHA HUD Policy Alert RESPA and non FHAApproved Brokers or Originators — Policy Alert a hrefhttpwwwfhagovwwwFHAgova